Best Auto Loan for Bad Credit: My Auto Loan

Best Auto Loan for Bad Credit: My Auto Loan

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Accepts borrowers with poor credit

Offers new, used, and refinance loans

Sources offers from multiple lenders

Higher minimum loan amount requirements

Not available in Hawaii or Alaska

Key Information

  • APR range: As low as 3.49%
  • Minimum loan amount: $8,000 for purchase, $5,000 for refinance
  • Repayment terms: 24 to 84 months
  • Recommended credit score: 575
  • Availability: 48 states (not Alaska or Hawaii)

my Auto loan is a marketplace that allows you to compare multiple offers from lenders based on your credit profile. This type of company can help you cast a wide net and get the best offer available. It offers new, used, refinance, private party, and lease buyout loans.

Speed is one of my Auto loan’s benefits. Its online form takes just a couple of minutes to fill out, and once you submit your application, it matches you with up to four lender offers. After you choose a lender, you can receive an online certificate or check within 24 hours.

Requirements in my Auto loan’s market vary by lender, but borrowers generally can have a credit score as low as 575 and still be eligible for a loan.

Why We Chose It: my Auto loan not only offers reasonable low rates, but it accepts credit scores as low as 575. Its marketplace provides the opportunity for borrowers with poor credit to shop deals from multiple lenders at once.

Best Auto Refinance Company: AutoPay

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Offers multiple refinance options

Marketplace matches you with best offer

Considers all credit profiles

Excellent credit required for the best rates

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